Can I Participate in Risky Activities Like Skydiving/Paragliding while Travelling? 

When you have travel insurance, it can help pay for emergency medical expenses such as hospitalization, ambulance fees and treatment if you become sick or injured during travel.

Depending on your travel insurances policies, this may or may not include medical situations that comes from getting injured from travel activities.

If you are planning to do activities like skydiving or paragliding, you should be aware that some travel insurance policies may cover you as long as you go with a licensed operator. On the other hand, some policies may not cover high-risk activities at all.

Before engaging in any risky activities, carefully review your policy's terms and conditions to avoid any coverage issues. Inform your insurer of your plans to receive guidance on coverage and any extra precautions that may need to be taken.

If you are planning to do activities like skydiving or paragliding, you should be aware that some travel insurance policies may cover you as long as you go with a licensed operator. On the other hand, some policies may not cover high-risk activities at all.

Before engaging in any risky activities, carefully review your policy's terms and conditions to avoid any coverage issues. Inform your insurer of your plans to receive guidance on coverage and any extra precautions that may need to be taken.

Extreme sports activities that involve physical contact with the environment, like mountain biking and skiing, are generally considered high-risk. Other activities that have a higher risk of injury or death are skydiving, paragliding, bungee jumping, and rock climbing.

Low-risk extreme sports activities such as snorkelling, Go-karts or parasailing typically do not require specialised coverage. However, you should still check with your insurer to be sure.

It is important to understand any potential exclusions or conditions that come with your travel insurance policy. For example, some policies may exclude coverage if the activity was undertaken while under the influence of drugs or alcohol.

In addition, some policies may not cover certain activities if the participant or instructor does not have adequate experience or training for the activity in question.

If you are planning to participate in activities with potential risks while travelling, it is recommended to get travel insurance. This will provide financial protection and peace of mind. However, before getting travel insurance, it is essential to thoroughly understand what is covered in the policy and any exclusions or conditions that may apply.

By doing so, you can make sure that you are completely covered during your travels.